What is the detail of ACOM’s guarantee business?

Credit guarantees are provided in conjunction with financial institutions (usually banks).


They are used by loan providers to guarantee loans taken out by customers. Credit guarantees are generally funded by fixed-rate warranty fees or commissions applied to the remaining balance.

As of June 30, 2020, ACOM Group maintains credit guarantees with a combined balance of 1,198.1 billion yen in alliance partnership with 30 financial institutions at ACOM and 25 financial institutions at MU Credit Guarantee.

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