Sustainability Management

The environment surrounding us is changing day by day, and a variety of social issues are emerging, including growing inequality and poverty, escalating climate change issues and natural disasters, conflicts.
In Japan, the environment around us continues to change significantly, such as an accelerating the drop in birthrate coupled with aging society, accompanied by a shrinking workforce and the rapid development of digitalization.
Under these circumstances, we believe it is necessary for us to respond speedily to environment changes and contribute to the realization of a sustainable society.

ー Initiatives on Sustainability Promotion
We adopted our Basic Policies on Sustainability and materialities (key areas) in February 2022, aiming to reconcile solutions to social issues with raising corporate value.　Materialities (key areas) were revised in light of changes in business environment and social demands accompanied by the formulation of the Medium-Term Management Plan with fiscal year 2025 as the first year. As a result of the revision, we identified five materialities (key areas): "Provide safe and secure financial services," "Promote environment-friendly business activities," "Deepen corporate culture that respects human rights," "Strengthen human resource base for sustainable growth," and "Strengthen governance." We will promote and expand these initiatives to address sustainability. Additionally, we will work on further strengthening public relations regarding sustainability.

ー Provide safe and secure financial services
In providing financial services to our customers, we recognize that our group's financial services play an important role in supporting not only Japanese economy but also Asian economy especially in ASEAN. We provide new products and services by utilizing data and digital without stereotype. In order to meet the sound financial needs of our customers, we recognize that the increasing troubles such as financial fraud and unauthorized use are important issues to address. We will fulfill social missions by providing safe and secure financial services speedily.

ー Promote environment-friendly business activities
Environmental problems such as climate change have been worsening in recent years, and the situation demands that companies take action for the environment, including cutting CO2 and other greenhouse gases. As a member of society, we will go beyond making effective use of limited resources and reducing environmental loads through our corporate activities by introducing renewable energy sources and promoting paperless operation. We disclosed information in line with the Task Force on Climate-related Financial Disclosures (TCFD) recommendations in November 2024. We recognize that the risks and opportunities related to climate change will impact our business strategy and continue to work on throughout the ACOM Group.

ー Deepen corporate culture that respects human rights
In response to diversity and human rights, we set respect for the fundamental human rights of all people as the foundation of our actions. By respecting, recognizing, and accepting each other's differences in attributes such as gender, age, ability, marital status, and nationality, we equally promote making the most of the innate abilities of all people and allowing them to do their best.

ー Strengthen human resource base for sustainable growth
The company and employee must grow to achieve ACOM Group's vision "Meeting the expectations of all stakeholders." We recognize that "human resources" are important factors in sustainability. We cultivate employees who can embody corporate philosophy while respecting the capabilities, ideas and values of diverse human resources. In addition, the workplace environment where employees can work in comfort and with thorough job satisfaction has been created.

ー Strengthen governance
We aim for continuous increase of shareholder value while we ensure the soundness, transparency, and efficiency of management. Under the leadership of our top management, everyone in our organization is engaged in building a system of internal controls and ensuring its effectiveness, as well as constantly evaluating, validating, and improving it. We will strive to ensure compliance with laws and regulations ethics aiming for the company trusted by all of our stakeholders.

Going forward, we aim to meet the expectations of all our stakeholders by continuing to contribute to the realization of a sustainable society and growing together with society. We ask all our stakeholders to give us their continued understanding and support.