Board of Directors

Directors

• ChairmanShigeyoshi Kinoshita

  Conspectus of Corporate Management

  

  Record of attendance at the Board of Directors meetings in the FY March 2024
  12 out of 12 (100%)

  April 1973	Joined Marubeni Corporation
  April 1978	Joined Japan Consumer Finance Co., Ltd.
  December 1980	Joined the Company
  February 1983	Director and Chief General Manager, General Affairs Dept. of the Company
  May 1984	Director and Chief General Manager, Accounting Dept. of the Company
  August 1986	Managing Director of the Company
  June 1988	Managing Director and Head of Business Promotion Division of the Company
  October 1991	Representative and Senior Managing Director of the Company
  October 1992	Representative and Senior Managing Director, and Head of the Loan Sales Division of the Company
  October 1996	Representative Director and Deputy President of the Company
  June 2000	Representative Director and President of the Company
  June 2003	President and Chief Executive Officer of the Company
  June 2010	Chairman and President of the Company
  June 2021	Chairman of the Company (to present)

• Deputy ChairmanHiroshi Naruse

  Supporting Conspectus of Corporate Management
  Chairman of Corporate Risk Committee
  Chairman of Information Discloser Committee
  In charge of Internal Audit Dept.

  

  Record of attendance at the Board of Directors meetings in the FY March 2024
  12 out of 12 (100%)

  April 1981	Joined The Mitsubishi Trust and Banking Corporation (MTB)
  June 2008	Executive Officer and Executive Assistant Trust Assets Planning Division of Mitsubishi UFJ Trust and Banking Corporation (MUTB) Director, President of Mitsubishi UFJ Global Custody S.A
  May 2010	Executive Officer General Manager, System Planning Division of MUTB
  June 2010	Executive Officer of Mitsubishi UFJ Financial Group, Inc.(MUFG)
  April 2011	Representative Director, President of Mitsubishi UFJ Trust Systems Co.,Ltd.
  June 2011	Managing Director of MUTB
  June 2013	Senior Managing Director of MUTB Managing Executive Officer of MUFG
  June 2014	Representative Director, President of MU Trust Apple Planning Company, Ltd.
  June 2016	Director and Deputy President of MUTB
  May 2018	Senior Managing Corporate Executive of MUFG
  April 2019	Representative Director, President of The Master Trust Bank of Japan, Ltd.
  April 2021	Advisor of The Master Trust Bank of Japan, Ltd.
  June 2021	Deputy Chairman of the Company (to present)

• President & CEOMasataka Kinoshita

  Chairman of Appointment and Remuneration Committee

  

  Record of attendance at the Board of Directors meetings in the FY March 2024
  12 out of 12 (100%)

  April 2003	Joined ABeam Consulting Ltd.
  September 2005	Joined the Company
  October 2009	General Manager, Credit Supervision Division of the Company
  January 2010	General Manager, Corporate Planning Dept. of the Company
  April 2010	General Manager, Guarantee Business Dept. of the Company
  April 2012	General Manager, Business Promotion Dept. of the Company
  April 2013	Chief General Manager, Business Planning Dept. of the Company
  April 2014	Executive Officer and Chief General Manager, Business Planning Dept. of the Company
  June 2014	Executive Managing Officer, Deputy Head of Credit Business Promotion Division and Chief General Manager, Business Planning Dept. of the Company
  April 2015	Executive Managing Officer and Deputy Head of Credit Business Promotion Division of the Company
  June 2015	Managing Director of the Company Executive Managing Officer and Head of Credit Business Promotion Division of the Company
  June 2016	Executive Managing Officer of the Company
  June 2017	Deputy President of the Company Deputy Chief Executive Officer of the Company
  June 2021	President of the Company (to present) Chief Executive Officer of the Company (to present)

• Deputy PresidentTakashi Kiribuchi

  

  Record of attendance at the Board of Directors meetings in the FY March 2024
  12 out of 12 (100%)

  March 1982	Joined the Company
  April 2004	General Manager, System Dept. of the Company
  July 2005	General Manager, Public Relations Dept. of the Company
  October 2005	Chief General Manager, Public Relations Dept. of the Company
  April 2011	Chief General Manager, Treasury Dept. of the Company
  April 2015	Executive Officer and Chief General Manager, Treasury Dept. of the Company
  June 2017	Executive Officer and Chief General Manager, Corporate Planning Dept. of the Company
  June 2020	Managing Director of the Company Executive Managing Officer and Chief General Manager, System Development & Administration Division of the Company
  April 2021	Executive Managing Officer and Head of System Development & Administration Division of the Company
  June 2021	Senior Managing Director of the Company Senior Executive Managing Officer and Head of System Development & Administration Division of the Company
  June 2023	Deputy President of the Company (to present) Deputy Chief Executive Officer and Head of System Development & Administration Division of the Company (to present)

• Senior Managing DirectorTomomi Uchida

  

  Record of attendance at the Board of Directors meetings in the FY March 2024
  12 out of 12 (100%)

  October 1982	Joined the Company
  April 2003	General Manager, Business Promotion Dept. III of the Company
  October 2005	General Manager, Business Promotion Dept. II of the Company
  April 2007	Chief General Manager, Credit Business Management Dept. of the Company
  December 2007	Chief General Manager, Marketing Dept. of the Company
  October 2008	Head of East Japan Branch of the Company
  April 2011	Chief General Manager, Business Promotion Dept. of the Company
  April 2013	Executive Officer and Chief General Manager, Business Promotion Dept. of the Company
  June 2015	Executive Managing Officer, Deputy Head of Credit Business Promotion Division, and Chief General Manager, Business Promotion Dept. of the Company
  April 2016	Executive Managing Officer and Deputy Head of Credit Business Promotion Division of the Company
  June 2016	Executive Managing Officer and Head of Credit Business Promotion Division of the Company
  June 2018	Executive Managing Officer, Head of Credit Supervision Division, and Chief General Manager, Credit Supervision Dept. I of the Company
  October 2018	Executive Managing Officer, Head of Credit Supervision Division, and Chief General Manager, Credit Supervision Dept. II of the Company
  June 2019	Managing Director of the Company
  April 2020	Executive Managing Officer and Head of Credit Supervision Division of the Company
  June 2021	Senior Managing Director of the Company (to present) Senior Executive Managing Officer and Head of Credit Supervision Division of the Company
  May 2022	Director of GeNiE, Ltd (to present)
  April 2024	Senior Executive Managing Officer of the Company (to present)

• DirectorTadashi Yamamoto

  

  Record of attendance at the Board of Directors meetings in the FY March 2024
  7 out of 8 (87.5%)
  *The Board of Directors meetings held before Mr. Yamamoto's assumption of office as Director on June 23, 2023 are not counted.

  April 1992	Joined The Bank of Tokyo, Ltd.
  May 2017	Deputy General Manager, East Asia Planning Division, East Asia Headquarters of The Bank of Tokyo-Mitsubishi UFJ, Ltd.
  April 2018	Deputy General Manager, East Asia Planning Division, East Asia Headquarters of MUFG Bank, Ltd.
  May 2018	General Manager, Credit Policy & Planning Division of MUFG Bank, Ltd. General Manager, Credit Policy & Planning Division of Mitsubishi UFJ Financial Group Inc.
  June 2018	Executive Officer, General Manager, Credit Policy & Planning Division of MUFG Bank, Ltd. Executive Officer, General Manager, Credit Policy & Planning Division of Mitsubishi UFJ Financial Group, Inc.
  April 2021	Executive Officer, General Manager, Corporate Planning Division of MUFG Bank, Ltd. Executive Officer, General Manager, Corporate Planning Division of Mitsubishi UFJ Financial Group Inc.
  April 2022	Managing Executive Officer & CSO (in charge of Corporate Planning Division excluding Financial Resources Management, Global Business, and Office of Chairman of Japanese Bankers Association) & in charge of CPM and Corporate Administration Division, of MUFG Bank, Ltd. Managing Executive Officer & Group Deputy CSO of Mitsubishi UFJ Financial Group, Inc.
  June 2022	Member of the Board of Directors, Managing Executive Officer & CSO (in charge of Corporate Planning Division excluding Financial Resources Management, Global Business, and Office of Chairman of Japanese Bankers Association) & in charge of CPM and Corporate Administration Division, of MUFG Bank, Ltd.
  April 2023	Member of the Board of Directors, Managing Executive Officer, Unit Head, and CDTO (CEO), Digital Service Unit (in charge of Digital Service Planning Division) of MUFG Bank, Ltd. Managing Corporate Executive, Group Head and CDTO, Digital Service Business Group of Mitsubishi UFJ Financial Group, Inc.
  June 2023	Director of the Company (to present)
  April 2024	Managing Corporate Executive, Group Head and CDTO, Retail & Digital Business Group of Mitsubishi UFJ Financial Group, Inc. (to present) Member of the Board of Directors, Managing Executive Officer, Unit Head, and CDTO (CEO), Retail & Digital Business Group (in charge of Digital Service Planning Division) of MUFG Bank, Ltd. (to present)

• Director(Outside),Michelle Tan

  

  * No data is available as she assumed her position on June 21, 2024.

  April 1997	Director of The Society for the Consumers of Kansai Assistant Professor, Faculty of Law and Policy Studies of Tezukayama University
  April 2005	Professor, Faculty of Law and Policy Studies of Tezukayama University
  June 2007	Chief Director of NPO Japan Consumer Network (JACONET)
  April 2010	Professor, Faculty of Law of Tezukayama University
  June 2013	Trustee of The Society for the Consumers of Kansai Director of IntaSect Research Institute, Inc. (Currently, IntaSect Global Communications)(to present)
  June 2018	President of OSAKA CONSUMERS' COOPERATIVE UNION
  October 2022	Director of Ethical Business Research Institute (to present)
  June 2024	Director of the Company (to present)

• Director(Outside),
  Full-time Member of the Audit & Supervisory CommitteeToshihiko Yamashita

  

  Record of attendance at the Board of Directors meetings in the FY March 2024
  8 out of 8 (100%)
  *The Board of Directors meetings held before Mr. Yamashita's assumption of office as Director on June 23, 2023 are not counted.

  April 1979	Joined Meiji Life Insurance Company
  January 2004	President of Meiji Yasuda America Incorporated
  April 2006	General Manager, Real Estate Investment Department of Meiji Yasuda Life Insurance Company
  April 2008	General Manager, Investment Planning & Research Department of Meiji Yasuda Life Insurance Company Director (Non-executive) of Meiji Dresdner Asset Management Co., Ltd.
  July 2010	Executive Officer, General Manager, Investment Planning & Research Department of Meiji Yasuda Life Insurance Company
  April 2012	Executive Officer of Meiji Yasuda Life Insurance Company
  July 2012	Managing Executive Officer, Chief Executive, Investment Division of Meiji Yasuda Life Insurance Company
  April 2014	Senior Managing Executive Officer, Chief Executive, Investment Division of Meiji Yasuda Life Insurance Company
  June 2014	Auditor (part-time) of The Yamaguchi Bank, Ltd.
  June 2015	Director, Audit and Supervisory Committee Member (part-time) of The Yamaguchi Bank, Ltd.
  April 2016	Deputy President, Chief Executive, Investment Division of Meiji Yasuda Life Insurance Company
  July 2016	Director, Deputy President, Chief Executive, Investment Division of Meiji Yasuda Life Insurance Company
  June 2018	Audit & Supervisory Board Member (part-time) of Nippon Kayaku Co., Ltd.
  April 2019	Director of Meiji Yasuda Life Insurance Company
  July 2019	Representative Director and Chairman of the Board of Meiji Yasuda Asset Management Company Ltd.
  April 2023	Executive Advisor of Meiji Yasuda Life Insurance Company
  June 2023	Director, Full-time Member of the Audit & Supervisory Committee of the Company (to present)

• Director, Full-time Member of the Audit & Supervisory CommitteeAkihiro Kiyooka

  

  * No data is available as he assumed his position on June 21, 2024.

  April 1990	Joined National Mutual Insurance Federation of Agricultural Cooperatives
  April 2006	Joined the Company
  October 2009	Director and General Manager, Business Administration Department of IR Loan Servicing, Inc
  April 2011	General Manager, Treasury Department of the Company
  April 2013	General Manager, Corporate Planning Department of the Company
  April 2014	Chief General Manager, Finance Department of the Company
  June 2015	Executive Officer and Chief General Manager, Finance Department of the Company
  April 2017	Executive Officer (Special mission, General Affairs Department) of the Company
  June 2017	Executive Officer and Chief General Manager, General Affairs Department of the Company
  April 2019	Executive Officer (Special mission, Corporate Planning Department) of the Company Executive Managing Officer of IR Loan Servicing, Inc.
  June 2019	President and CEO of IR Loan Servicing, Inc. Chief Executive Officer of IR Loan Servicing, Inc.
  April 2020	Executive Officer (Special mission, Credit Supervision Division) of the Company
  April 2024	Executive Officer (Special mission, Credit Management Department) of the Company
  June 2024	Director, Full-time Member of the Audit & Supervisory Committee of the Company (to present)

• Director(Outside),
  Member of the Audit & Supervisory CommitteeTakuji Akiyama

  

  Record of attendance at the Board of Directors meetings in the FY March 2024
  12 out of 12 (100%)

  March 1982	Joined Tohmatsu & Aoki Audit Corporation (currently Deloitte Touche Tohmatsu LLC)
  April 1986	Registered as a certified public accountant
  August 2018	Retired from Deloitte Touche Tohmatsu LLC
  September 2018	Representative of Takuji Akiyama CPA Office (to present)
  February 2019	Outside Auditor of IWAKI & CO., LTD. (currently Astena Holdings Co., Ltd.) (to present)
  June 2021	Director, Member of the Audit & Supervisory Committee of the Company (to present)

Executive Officers

• Chief Executive Officer

  Masataka Kinoshita

  Supervisor of All Business Execution

• Deputy Chief Executive Officer

  Takashi Kiribuchi

  Vice Supervisor of All Business Execution
  Head of System Development & Administration Division
  In charge of Corporate Planning Dept., System Development Dept., System Operation Dept., System Planning Office and System Management Office

• Senior Executive Managing Officer

  Tomomi Uchida

  In charge of General Affairs Dept., Credit Management Dept. and Compliance for Credit Management Office

• Senior Executive Managing Officer

  Michihito Onodera

  Head of Guarantee Business Division
  In charge of Guarantee Business Management Dept., Guarantee Business Promotion Dept. I, Guarantee Business Promotion Dept. II and Compliance for Guarantee Business Office

• Senior Executive Managing Officer

  Masashi Yoshiba

  In charge of Human Resources Dept. and Business Process Management Dept.

• Executive Managing Officer

  Masaru Kuroda

  In charge of Overseas Business Management Dept. and Accounting Dept.

• Executive Managing Officer

  Yuji Kinoshita

  Head of Credit Business Promotion Division
  In charge of Business Promotion Dept., East Japan Business Promotion Dept., West Japan Business Promotion Dept. and Compliance for Credit Business Promotion Office
  Vice in Charge of Credit Management Dept. and Compliance for Credit Management Office

• Executive Managing Officer

  Masatoshi Nabeoka

  In charge of Compliance and Risk Management Dept.

• Executive Managing Officer

  Kazuki Morishita

  In charge of Finance Dept., Business Planning Dept.
  Chief General Manager of Finance Dept.

• Executive Officer

  Masahiko Machida

  Chief General Manager of Internal Audit Dept.

• Executive Officer

  Hitoshi Yokohama

  Guarantee Business Division (Special Mission)
  ※President of MU Credit Guarantee Co., LTD.

• Executive Officer

  Takeo Noda

  Overseas Business Management Dept. (Special Mission)
  ※CEO of EASY BUY Public Company Limited

• Executive Officer

  Tai Wakikawa

  Chief General Manager of Human Resources Dept.

• Executive Officer

  Akifumi Kinoshita

  Chief General Manager of Accounting Dept.

• Executive Officer

  Osamu Morimoto

  Chief General Manager of Corporate Planning Dept.

• Executive Officer

  Tomohiro Nakazawa

  Chief General Manager of System Development Dept.

• Executive Officer

  Masayuki Kurita

  Chief General Manager of Overseas Business Management Dept.

• Executive Officer

  Masato Takami

  Overseas Business Management Dept. (Special Mission)
  ※President of ACOM CONSUMER FINANCE CORPORATION

• Executive Officer

  Wataru Yoshioka

  Chief General Manager of Business Planning Dept.