Energy consumption (total), crude oil equivalent *1
kl
4,807
4,457
4,440
3,360
2,930
Total floor area
m²
89,152
91,149
84,103
78,812
71,785
Ratio of energy consumption per unit of production to the previous year *2
%
96.1
91.4
107.0
91.9
96.3
Fluorinated greenhouse gases emissions
kg
-
-
-
20.3
8.8
*1 Based on the "Law Concerning the Rational Use of Energy and the Conversion to Non-Fossil Energy (Energy Conservation Law), the annual consumption of each fuel, heat, and electricity used is totaled and multiplied by a conversion factor to calculate the respective heat quantity [GJ (gigajoule)]. The calculated heat quantity [GJ] is summed up and the total heat quantity used [GJ] is multiplied by 0.0258 (crude oil conversion factor) to calculate the annual energy consumption (crude oil equivalent).
*2 In accordance with the clarification of the reporting standards of the "Energy Conservation Law," energy consumption of data centers used as tenants has been included since FY2022. (If the electricity consumption of the data center were not included, the unit requirement for FY2022 would be 98.6% of the previous year's level.)
CO₂ Emission *3
Unit
FY2020
FY2021
FY2022
FY2023
FY2024
Total (Consoldated)
t-CO2e
-
-
6,088
5,065
4,663
Scope1 Direct CO2 emissions
t-CO2e
-
-
1,193
1,313
1,317
Heavy oil A
t-CO2e
-
-
1
1
1
Gasoline
t-CO2e
-
-
1,103
1,169
1,178
Light oil
t-CO2e
-
-
89
110
122
Fluorinated greenhouse gases
t-CO2e
-
-
-
33
16
Scope2 Indirect CO2 emissions
t-CO2e
-
-
4,895
3,753
3,346
Electricity
t-CO2e
-
-
4,623
3,459
3,053
Steam/Hot water
t-CO2e
-
-
102
118
87
Cold water
t-CO2e
-
-
171
176
207
Heavy oil A
t-CO2e
-
-
0
0
0
Total (Non-Consolidated)
t-CO2e
9,061
8,250
75,009
74,646
73,856
Scope1 Direct CO2 emissions
t-CO2e
0
0
18
51
32
Heavy oil A
t-CO2e
-
-
1
1
1
Gasoline
t-CO2e
-
-
17
17
16
Fluorinated greenhouse gases
t-CO2e
-
-
-
33
16
Scope2 Indirect CO2 emissions
t-CO2e
9,061
8,250
3,379
2,226
2,265
Electricity
t-CO2e
8,870
7,995
3,107
1,974
1,972
Steam/Hot water
t-CO2e
59
92
102
76
87
Cold water
t-CO2e
132
163
171
176
207
Heavy oil A
t-CO2e
0
1
0
0
0
Scope3 Other indirect CO2 emissions *4
t-CO2e
-
-
71,612
72,369
71,559
Category1 (Purchased goods and services)
t-CO2e
-
-
67,393
70,582
68,316
Category2 (Capital goods)
t-CO2e
-
-
2,886
972
2,283
Category6 (Business trip)
t-CO2e
-
-
1,334
815
960
Basic unit of CO2 emission (CO2 emissions per unit of floor space)
t-CO2e/m2
0.1016
0.0905
0.0404
0.0289
0.0320
*3 Calculation method by FY 2021: Steam/Hot water, cold water, and heavy oil A are calculated using coefficients based on the "Act on Promotion of Global Warming Countermeasures". Electricity is calculated according to the most recent emissions factors for each electric utility based on the Act on the Promotion of Global Warming Countermeasures. This report calculates the market based figures based on the "basic emission factor (pre adjustment emission factor)", in which power companies do not reflect Kyoto Mechanism credits or cuts in domestic certified emissions, etc.
Calculation method from FY 2022: Steam/Hot water, cold water, heavy oil A, Gasoline and light oil for Scope 1 and 2 are calculated according to factors based on the Act on Promotion of Global Warming Countermeasures and "GHG Protocol."
In addition to these, we have also started calculating "Fluorinated greenhouse gases" using the same coefficients from FY 2023.
Electricity is calculated according to the most recent emissions factors for each electric utility based on the Act on the Promotion of Global Warming Countermeasures and other laws and regulations in each country.
(market-based figures: Adjusted emission factor (by menu) for each electric utility; location-based figures: Alternative values (e.g., emission factors by country as specified by the International Energy Agency))
Furthermore, the CO2 emissions for the portion of renewable electricity used are counted as zero.
Scope 3 emissions are calculated using coefficients from the "Emission Factor Database for Calculating Greenhouse Gas Emissions Through Supply Chains," the "Global Environmental Load Unit Based on Purchaser Price Standard," and "IDEAv2 (for Calculating Supply Chain Greenhouse Gas Emissions)."
*4 In accordance with MUFG's policy, the calculation is limited to categories 1, 2, and 6.
Waste
Unit
FY2020
FY2021
FY2022
FY2023
FY2024
Industrial waste emission
t
88
123
268
77
115
Others
Unit
FY2020
FY2021
FY2022
FY2023
FY2024
Ratio of renewable energy use in electricity consumption
%
-
-
45.5
52.8
54.1
Ratio of Green purchasing (for Copy paper, Business cards)
%
-
-
-
100.0
100.0
Number of employees who took e-learning class regarding environmental policy
Persons
-
-
2,100
2,063
1,049
Social
Status of Employees
Unit
FY2020
FY2021
FY2022
FY2023
FY2024
Number of employees (Consolidated) *5
Persons
5,424
5,317
5,333
5,404
5,498
Number of employees (Non-Consolidated) *5
Persons
2,112
2,111
2,071
2,042
2,088
Male
Persons
1,263
1,255
1,229
1,222
1,236
Female
Persons
849
856
842
820
852
Ratio of female employees
%
40.2
40.5
40.7
40.2
40.8
Number of employees (Non-Consolidated) *5
Persons
2,112
2,111
2,071
2,042
2,088
Age range : 20s
Persons
572
531
464
455
479
Age range : 30s
Persons
396
440
476
477
516
Age range : 40s
Persons
676
607
555
505
466
Age range : 50 and over
Persons
468
533
576
605
627
Average age
Years old
40.5
40.8
41.1
41.3
41.2
Fixed-term employees (Average)
Persons
87
96
104
113
109
Average years of continuous service
Year
14.8
15.0
15.3
15.5
15.2
Male
Year
18.8
18.8
18.9
18.6
18.3
Female
Year
8.8
9.4
10.2
10.6
10.8
Voluntary Resignation Rate
%
2.9
3.0
3.5
3.3
3.3
Number of Voluntary Resignation Rate
Persons
75.0
72.0
90.0
94.0
90.0
Male
Persons
32.0
32.0
40.0
43.0
52.0
Female
Persons
43.0
40.0
50.0
51.0
38.0
Rate of female
%
57.3
55.6
55.6
54.3
42.2
Ratio of employees with disabilities
%
2.33
2.35
2.65
2.65
2.7
Number of employees who reach Mandatory Retirement Age
Persons
28
34
36
43
34
Of rehired employees
Persons
24
30
25
37
27
*5 Total of regular employees and regular emplpyees fixed to workplaces. (Excluded employees seconded from ACOM but includes those seconded to ACOM.)
Support of Leave
Unit
FY2020
FY2021
FY2022
FY2023
FY2024
Ratio of paid leave taken
%
72.4
71.0
80.0
83.5
81.1
Average of paid leave taken
Days
12.9
12.8
14.6
15.3
14.7
Ratio of childcare leave *6
%
59.4
74.5
76.4
105.8
96.7
Male
%
22.6
39.1
54.8
103.8
96.7
Female
%
93.9
103.6
104.2
107.7
96.7
Number of childcare leave
Persons
38
38
42
55
58
Male
Persons
7
9
17
27
29
Female
Persons
31
29
25
28
29
Return-to-work rate from childcare leave *7
%
100.0
100.0
100.0
100.0
98.0
Male
%
100.0
100.0
100.0
100.0
100.0
Female
%
100.0
100.0
100.0
100.0
96.4
Number of employees returning to work after childcare leave
Persons
41
42
53
48
54
Male
Persons
8
7
18
26
27
Female
Persons
33
35
35
22
27
Number of retention on return from childcare leave *8 *9
Persons
32
34
41
-
-
Male
Persons
7
9
17
-
-
Female
Persons
25
25
24
-
-
Retention rates on return from childcare leave *9
%
84.2
89.5
97.6
-
-
Male
%
100.0
100.0
100.0
-
-
Female
%
80.6
86.2
96.0
-
-
Number of shorter work hours for childcare
Persons
93
86
93
92
92
Number of nursing care leave *10
Persons
2
4
2
6
15
Number of long-term nursing care leave
Persons
0
0
0
1
2
*6 Number of employees who took childcare leave divided by number of employees who gave birth
*7 Number of employees who took childcare leave divided by number of employees who reinstatement. (Only for those planning to end childcare leave during the piriod.)
*8 Number of employees enrolled at the end of 12 months after return from childcareleave divided by the total number of employees returning from childcare leave during the fiscal year.
*9 FY2023 and FY2024 cannnot be calculated as one year has not yet passed since returning to work.
*10 Number of persons acquiring the certificate has been changed to a total number of persons from FY2021.
Female Representation in Managerial Positions
Unit
FY2020
FY2021
FY2022
FY2023
FY2024
Ratio of above assistant managers among all employees
%
49.5
49.5
49.2
49.0
48.1
Ratio of female among above assistant managers
%
17.0
18.4
20.2
21.5
23.0
Ratio of Assistant Manager
%
24.7
24.5
23.7
22.6
21.8
Ratio of female among Assistant Manager
%
25.4
27.0
29.3
30.6
31.5
Ratio of employees above Chief Manager
%
13.1
13.3
13.4
13.4
12.7
Ratio of female in managerial positions *11
%
4.8
5.5
6.1
8.2
9.3
Ratio of General Manager among all employees
%
1.3
1.4
1.5
1.6
1.6
Ratio of female among General Manager
%
3.6
3.1
3.1
2.8
5.6
Ratio of female among Executive Officer
%
0.0
0.0
0.0
0.0
10.0
Number of new assistant managers
Persons
53
44
52
42
70
Ratio of female in the number of new assistant managers
%
37.7
36.4
50.0
47.6
27.1
*11 Managerial positions means employees equivalent to or above Chief Manager
Salary
Unit
FY2020
FY2021
FY2022
FY2023
FY2024
Average annual salary
Thousand yen
6,251
6,299
6,457
6,684
6,901
Gender pay gap
%
60.4
62.4
63.6
68.4
70.5
Working Hours
Unit
FY2020
FY2021
FY2022
FY2023
FY2024
Average number of overtime hours worked per month
Hours
19.0
20.2
21.0
20.4
21.5
Annual working hours
Hours
2,053
2,060
2,063
2,050
2,060
Developing Human Resources
Unit
FY2020
FY2021
FY2022
FY2023
FY2024
Training expences
Million yen
82
175
191
215
252
Personal development, incentive-related costs
Million yen
15
20
27
30
21
Number of employees holding the qualification for Chiefs of Money Lending Operations *12
Persons
1,116
1,180
1,188
1,236
1,250
Percentage of people holding the qualification for Chiefs of Money Lending Operations *12
%
50.5
53.4
54.1
56.2
56.9
Selection Training
Number of employees
Persons
40
58
140
260
325
Total training hours
Hours
1,120
7,809
5,653
10,088
19,792
Average training hours per employees
Hours
28
135
40
39
61
Number of recipients who have acquired incentive qualifications
Persons
100
117
111
227
186
*12 Only regular employees
Conversion of Job or Employment Status
Unit
FY2020
FY2021
FY2022
FY2023
FY2024
Job conversion
Persons
12
3
9
9
8
Male
Persons
0
0
1
1
0
Female
Persons
12
3
8
8
8
Employment status conversion
Persons
3
1
1
1
13
Male
Persons
0
0
0
0
2
Female
Persons
3
1
1
1
11
Work-Related Safety and Health
Unit
FY2020
FY2021
FY2022
FY2023
FY2024
Work-related accidents
Accidents
2
3
0
2
0
Resulting in leave
Accidents
0
0
0
0
0
Commuting related accidents
Accidents
4
6
1
3
4
Resulting in leave
Accidents
1
1
0
0
0
Mortality from Work-Related Accidents
%
-
0
0
0
0
Recruitment
Unit
FY2020
FY2021
FY2022
FY2023
FY2024
Total
Persons
138
98
99
133
182
New Graduate Recruitment *13
Persons
71
64
63
78
87
Male
Persons
36
32
36
51
54
Female
Persons
35
32
27
27
33
General career
Persons
59
59
60
72
83
Male
Persons
36
32
36
51
53
Female
Persons
23
27
24
21
30
Specific career
Persons
12
5
3
6
4
Male
Persons
0
0
0
0
1
Female
Persons
12
5
3
6
3
Mid-career Recruitment
Persons
67
34
36
55
95
Male
Persons
33
17
25
38
45
Female
Persons
34
17
11
17
50
Ratio of female recruitment
%
50.0
50.0
38.4
33.1
45.6
Retention rate of new graduate recruits 3 years later
%
74.6
84.3
82.2
78.9
79.7
Starting salary for university graduates in generalists
Thousand yen
240
240
240
260
270
Number of Internships and one-day work experience held
Internships
24
21
24
26
29
*13 These join the company on April 1 each next fiscal year.
Health and Productivity Management
Unit
FY2020
FY2021
FY2022
FY2023
FY2024
Periodic Health Examinations
Consultation rate
%
99.6
100.0
100.0
100.0
100.0
Smoking rate
%
26.9
25.4
24.4
24.7
23.4
Ratio of exerciser
%
20.2
19.9
20.0
21.4
22.9
Ratio of appropriate weight
%
67.5
67.8
67.8
66.3
64.9
Ratio of Findings
%
43.5
42.1
41.1
41.7
41.6
Ratio of a full medical check-up received
%
-
-
21.6
21.6
27.0
Ratio of people eligible for health guidance *14
%
21.2
19.3
19.8
19.3
18.6
Retention rate of health guidance *15
%
93.1
96.2
94.6
98.6
88.8
Retention rate of treatment
%
12.8
14.2
15.0
16.2
16.2
Stress Examination
Ratio of taking examination
%
94.7
93
96.9
96.4
95.3
High stress rate
%
12.8
14.8
14.6
13.9
14.9
Status of leave due to injury and illness
Persons
28
37
43
40
39
Number of employees taking e-learning about Health and Productivity Management
Persons
-
-
2,155
2,103
2,116
Employee participation in health investment measures
Persons
2,445
2,462
1,837
1,952
2,027
Number of health points given per person per year
Points
6,623
7,110
9,070
10,662
8,141
*14 Number of people who are eligible for specific health guidance divided by employees over 40.
*15 Number of people who have completed specific health guidance divided by number of subjects.
Social Contribution Activities
Unit
FY2020
FY2021
FY2022
FY2023
FY2024
Expences for social contribution *16
Million yen
262
306
236
297
315
ACOM Miru Concert Monogatari
Number of concerts held
Concerts
-
2
13
13
14
Number of audiences
Persons
-
930
7,357
8,017
10,968
Blood Donation Drive
Number of donating blood activities held
Donations
2
7
10
9
10
Number of participants
Persons
102
392
473
503
458
Walking events
Number of participants
Persons
799
854
823
844
897
Amount of donation
Thousand yen
745
697
900
900
950
Forest conservation program "ACOM Forest"
Number of the program held
Programs
-
-
4
11
20
Number of participants
Persons
-
-
76
163
309
Local Cleaning Projects
Number of the projects held
Projects
-
3
5
6
18
Number of participants
Persons
-
56
71
72
202
Funding related to social contribution activities
Million yen
73
97
131
125
125
Plastic bottle cap donation *17
kg
120
55
99
151
140
Old stamp donation *18
Donations
2
1
2
0
1
ACOM Bluebird Fund *19
Thousand yen
1,000
1,100
1,000
3,800
700
Number of donations for disaster stockpiles *20
Donations
1
2
1
1
1
*16 Includes expenditures within the framework of MUFG's social contribution activities
*17 Plastic bottle caps are sold to recyclers to fund vaccines for children in the countries we support, mainly in Southeast Asia.
*18 Sold as old stamp sets at welfare stores and bazaars to fund intellectual handicap awareness activities.
*19 Donations are collected through donation boxes at each workplace and through employee payroll deductions, and are donated to relief efforts in the event of a natural disaster.
*20 Used in the food bank business that supports food for single parent families in Japan.
Financial Education
Unit
FY2020
FY2021
FY2022
FY2023
FY2024
Number of classes held
Classes
7
11
26
32
95
Number of students
Persons
588
663
1,757
2,263
5,233
Governance
Board of Directors
Unit
FY2020
FY2021
FY2022
FY2023
FY2024
Number of Directors *21
Persons
9
9
9
9
10
Of these, outside director
Persons
2
2
2
2
3
Compensation
Million yen
245
235
236
250
253
Number of meetings held
Meetings
12
13
12
12
12
Attendance rate
%
99.1
100.0
100.0
99.1
99.1
*21 For the 1st to 4th sessions of the FY 2024, the total number of directors is 9, including two independent external directors.
Audit and Supervisory Committee
Unit
FY2020
FY2021
FY2022
FY2023
FY2024
Number of members
Persons
3
3
3
3
3
Of these, outside director
Persons
2
2
2
2
2
Number of meetings held
Meetings
14
14
16
15
14
Attendance rate
%
100.0
100.0
100.0
100.0
100.0
Appointment and Remuneration Committee
Unit
FY2020
FY2021
FY2022
FY2023
FY2024
Number of members
Persons
6
6
6
6
6
Of these, outside director
Persons
2
2
2
2
2
Number of meetings held
Meetings
3
4
5
6
4
Attendance rate
%
100.0
100.0
100.0
100.0
100.0
Compliance Committee
Unit
FY2020
FY2021
FY2022
FY2023
FY2024
Number of members *22
Persons
5
7
5
5
5
Of these, outside director
Persons
3
4
3
3
3
Number of meetings held
Meetings
6
6
5
4
4
Attendance rate
%
100.0
100.0
100.0
95.0
100.0
*22 The first committee had 5 members (including 3 outside directors) in FY2021.
Information Disclosure Committee *23
Unit
FY2020
FY2021
FY2022
FY2023
FY2024
Number of members *24
Persons
13
11
6
7
7
Of these, outside director
Persons
0
0
0
0
0
Number of meetings held
Meetings
8
9
9
9
6
Attendance rate
%
99.0
93.2
98.6
97.0
100.0
*23 Held as Financial Information Disclosure Committee until June 2022.
*24 The first to third committee had 11 members in FY2022.
Corporate Risk Committee
Unit
FY2020
FY2021
FY2022
FY2023
FY2024
Number of members
Persons
7
7
7
7
7
Of these, outside director
Persons
2
2
2
2
2
Number of meetings held
Meetings
4
4
5
5
4
Attendance rate
%
100.0
100.0
100.0
97.1
100.0
Conflict of Interest Advisory Committee *25
Unit
FY2020
FY2021
FY2022
FY2023
FY2024
Number of members
Persons
-
3
3
3
3
Of these, outside director
Persons
-
3
3
3
3
Number of meetings held
Meetings
-
0
0
0
1
Attendance rate
%
-
-
-
-
100.0
*25 Established in December 2021
Dialogues with Stakeholder
Unit
FY2020
FY2021
FY2022
FY2023
FY2024
Earnings Release Conference
Conferences
2
2
2
2
2
Earnings Release Telephone Conference
Conferences
4
4
4
4
4
Overseas IR Roadshow (Europe and America, Asia)
Roadshows
-
-
1
3
3
Conference sponsored by securities companies
Conferences
3
3
2
4
3
Individual IR meetings
Meetings
70
65
58
61
60
Conference for individual investors
Conferences
1
2
4
3
3
Others
Unit
FY2020
FY2021
FY2022
FY2023
FY2024
Number of whistleblowing
Whistle-blowings
68
60
71
86
55
Number of employees taking e-learning
Persons
Training on the Money Lending Business Act
Persons
1,665
1,770
1,790
1,641
1,797
Training on the Installment Sales Act
Persons
2,024
2,062
1,987
1,841
2,012
Training on prevention of financial crime
Persons
2,312
2,262
2,237
1,969
2,227
Training on prevention of insider trading
Persons
2,298
2,255
2,230
2,256
2,277
Training on information security
Persons
2,301
2,811
2,791
2,484
2,955
Training on outsourcing management *26
Persons
652
636
670
550
497
Training on harassments
Persons
2,247
2,174
2,213
1,901
2,178
Training on MUFG /the ACOM Group Code of Ethics and Code of Conduct
Persons
4,604
4,542
4,484
4,194
4,244
Training on response to disasters *27
Persons
2,221
2,181
4,499
4,047
4,492
Training on response to complaints
Persons
2,257
2,215
2,223
2,010
2,072
Training on purchasing operations *28
Persons
-
-
628
539
590
Training on LGBTQ
Persons
-
-
2,101
2,005
2,041
Total Donations to Political Parties, etc
Thousand yen
980
700
1,320
830
40
Number of serious violations of laws
Violations
0
0
0
0
0
*26 Only for the departments engaged in outsourcing.
*27 Twice a year in FY2022 to FY2024.
*28 Only for the departments engaged in purchasing.
Social
Status of Employees
(Excluded employees seconded from ACOM but includes those seconded to ACOM.)
Support of Leave
(Only for those planning to end childcare leave during the piriod.)
Female Representation in Managerial Positions
Salary
Working Hours
Developing Human Resources
Conversion of Job or Employment Status
Work-Related Safety and Health
Recruitment
Health and Productivity Management
Social Contribution Activities
Financial Education