Highlights-Financial Indicators

Consolidated operating revenue for the fiscal year ended March 31, 2025, increased to 317,742 million yen (up 7.8% year-on-year) mainly due to an increase in interest on operating loans resulting from an increase in accounts receivable - operating loans and the impact of the depreciation of yen. Operating expenses also increased to 259,181 million yen (up 24.4% year-on-year) mainly due to an additional 40,033 million yen provision for loss on interest repayment based on the recalculation in light of recent trend. As a result, operating profit decreased to 58,561million yen (down 32.2% year-on-year), ordinary profit decreased to 58,919 million yen (down 32.1% year-on-year), and profit attributable to owners of parent decreased to 32,124 million yen (down 39.5% year-on-year).

The Company has set the outlook for the fiscal year ending March 2026. Its quantitative outlook of combined receivables from loan and credit card business and guarantee business is 2,601.6 billion yen. The outlook of receivable of loan and credit card business is 1,142.5 billion yen, and receivable of guarantee business is 1,459.5 billion yen in the domestic domain. As for the overseas domain, the Company aims to attain loans receivable of 55.2 billion THB for EASY BUY Public Company Limited in the Kingdom of Thailand and 1.4 billion PHP for ACOM CONSUMER FINANCE CORPORATION in Republic of the Philippines.

With regard to quantitative targets, the Group forecasts consolidated operating revenue of 331.8 billion yen, ordinary profit of 88.9 billion yen and profit attributable to owners of parent of 72.2 billion yen.

Outlook above is forecast based on information available at the date of announcement of this brief statement. However, there are some potential risk factors in the Group's business management. Therefore, the actual results may differ significantly.

The trend of requests for interest repayment is also highly uncertain, due to its sensitivity to changes in external environmental changes. The Group may have to make additional provision for loss on interest repayment.

Actual results may differ from forecast values due to various risk factors, not limited to those mentioned above.

The trend for past 11 years is available in PDF and excel format.