Highlights-Financial Indicators

Consolidated operating revenue for the three months ended June 30, 2025, increased to 82,372 million yen (up 6.6% year-on-year) mainly due to an increase in interest on operating loans. On the other hand, operating expenses decreased to 54,224 million yen (down 1.9% year-on-year) mainly due to a decrease in provision for bad debts. As a result, operating profit increased to 28,147 million yen (up 28.2% year-on-year), and ordinary profit increased to 28,247 million yen (up 27.8% year-on-year). Profit attributable to owners of parent increased to 34,119 million yen (up 150.3% year-on-year) mainly due to an increase in income taxes - deferred toward profit side as a result of a change in the company classification relating to the recoverability of deferred tax assets.

The Company has set the outlook for the fiscal year ending March 2026. Its quantitative outlook of combined receivables from loan and credit card business and guarantee business is 2,601.6 billion yen. The outlook of receivable of loan and credit card business is 1,142.5 billion yen, and receivable of guarantee business is 1,459.5 billion yen in the domestic domain. As for the overseas domain, the Company aims to attain loans receivable of 55.2 billion THB for EASY BUY Public Company Limited in the Kingdom of Thailand and 1.4 billion PHP for ACOM CONSUMER FINANCE CORPORATION in Republic of the Philippines.

With regard to quantitative targets, the Group forecasts consolidated operating revenue of 331.8 billion yen, ordinary profit of 88.9 billion yen and profit attributable to owners of parent of 72.2 billion yen.

Outlook above is forecast based on information available at the date of announcement of this brief statement. However, there are some potential risk factors in the Group's business management. Therefore, the actual results may differ significantly.

The trend of requests for interest repayment is also highly uncertain, due to its sensitivity to changes in external environmental changes. The Group may have to make additional provision for loss on interest repayment.

Actual results may differ from forecast values due to various risk factors, not limited to those mentioned above.

The trend for past 11 years is available in PDF and excel format.