Medium-term Management Plan
Under the vision of "Meeting the expectations of all stakeholders," ACOM Group sets "Accelerating our Growth Cycle to Achieve Our Vision" as Medium-term Policy in its medium-term management plan starting in the fiscal year ending March 31, 2026. To accelerate growth cycle, we will steadily realize each of the 18 medium-term key themes and enhance corporate value.
Medium-term Management Plan (2026/3 - 2028/3)
Medium-term Policy

To continue to meet their expectations, each one of us needs to grow. For growth, we need to invest in business and talent. For investment, we need sustainable profit. For sustainable profit, we need to keep our customers and partners happy. This means we need to continue to grow and we call this cycle a growth cycle. As stakeholders' expectations constantly grow, we need to keep running this growth cycle to continue to meet their expectations. We intend to accelerate this growth cycle in the medium-term management plan.
Capital Policy
Basic Capital Policy
To achieve sustainable enhancement of corporate value, maintain financial soundness, enhance profitability and pay stable and continuous dividends to shareholders.
Goals of the New Mid-term Management Plan

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- Consolidated ROE:
- Around 10%
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- Shareholders' equlity ratio, computed using the sum consolidated total assets and guaranteed receivables:
- Around 23%
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- Dividend Payout Ratio
- Around 50%
Dividends per Share


Consolidated Business Scale and Performance Targets
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- Loans Receivable
- 3,276.9 billion yen
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- Operating Revenue
- 366.5 billion yen
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- Operating profit
- 100.4 billion yen
Consolidated Loans Recievable


Consolidated Operating Revenue


Consolidated operating profit


Medium-term Key Themes/Business and Functional Strategies
Strategies | Themes |
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- |
|
Business Strategy |
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Functional Strategy |
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